Is Your Dream of Home Ownership Being Delayed Due to Mortgage Rates?

Buying a home is one of the most important financial decisions you will ever make. It is no surprise that many people are trying to time the housing market and find the most perfect time to buy, but a home is really a long-term investment.

There are so many reasons to buy now. First and most important is you will begin to enjoy the benefits of homeownership sooner and you can start building equity immediately!

Keep in mind that once you own your home you can always refinance if rates drop in the future. On the flip side if rates come down it may be more difficult to get your offer accepted due to multiple offer situations.

It feels like the cost of rent goes up every day, so it is very possible to have a mortgage payment that is the same as a rent payment. There are Conventional loans available with as little as 3 percent down.  A 3% investment in your future could jump start your dream!

If you don’t have the 3% down, you can ask for seller paid closing costs or look into any local or federal down payment assistance programs. By doing this you are moving money from one investment to another!

If you feel financially prepared to buy a home, don’t allow rates to deter you from beginning the process of getting pre approved, and the chance to build equity and enjoy homeownership.

Don’t hesitate to call the Angie Wilkie Team with your real estate needs. We’ve got you covered.

Ready to Make a Move?

Our team is here to support you every step of the way, ensuring a smooth transaction from start to finish, no matter the season. Whether you’re considering buying or selling, we’re here to help you make informed, confident decisions! Contact us today to get the conversation started.